ZipBooks integrates with your favorite digital payment processors to expedite invoicing cycles and improve your cash flow. We recommend connecting with Square—it’s fast, it’s secure, it’s free!—but there are lots of ways accept credit card payments with ZipBooks.

Payment Processing Rates

Rates vary by provider; these are the standard rates for payments made via invoice.
2.9% + $0.30 per transaction
2.9% + $0.30 per transaction
2.9% + fixed fee per transaction (varies)

Credit Card Processing Rates

No setup or hidden fees. This is really it!
3.6% + $0.30 per transaction
3.9% + $0.30 per transaction
Standard PayPal rates + 0.5% per transaction

Automatic payment transfer to your bank

New accounts will initiate payment transfer 5 business days after payment is received.
Trusted accounts will have transfers initiated as soon as the next day.

International support

We have added international support to our credit card processing software, which means you can send invoices and get paid worldwide.
Receive payment from the US, Canada, and 23 other countries around the world.


Credit card processing rates as of June 1, 2019


4.8 rating from 344 reviews
ZipBooks on Chrome Web Store
  • After trying multiple platforms, ZipBooks proves to surpass all expectations. They make bookkeeping a breeze. Would recommend a thousand times over because it has been crucial to my business growth.

    Laine Napoli Branding Addicts
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    Alex Harvey Illuminate Design
  • After trying multiple accounting apps for 10 years, ZipBooks was finally the solution. My clients can pay online & accept quotes through a simple, interactive process. Clients love it as much as I do.

    Chris Kelley Digital Craft Co.
  • This is by far the best app that has helped me with my small business. It has made accounting, invoicing, and tracking payments a breeze! I really love it!

    Jill Muñiz Quirky Print & Design Studio
  • I never studied accounting, but I found this software to be very user friendly for basic bookkeeping. I was able to figure it out in a short period of time. ZipBooks, I love you!

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